No time to clean then like the present. Since it is the start of the spring cleaning season, we wanted to share our favorite tips and tricks on how to clean your mobile home and how to get motivated to clean since that is truly the hardest part of cleaning. With all these spring cleaning tips and tricks, you will be ready to clean your home like a professional in no time! Merry Maids, who?
First and foremost, before you tackle the piles of clean(or dirty) clothes and reach under the sink for your cleaning supplies, you need to create a cleaning checklist. Creating a spring cleaning checklist is a way to stay organized before tackling, what feels like, a mountain of dirty work ahead of you.
Here is an example of a cleaning checklist to help you get you started!
Spring Cleaning Checklist
There’s some debate online whether you should vacuum first and then dust or the other way around. Personally, dusting first makes sense to me since allergens and dust are floating around in the air and you would want to trap those first. To prevent the inevitable sneezing during dusting, wipe home surfaces down with a damp cloth first.
Micro fiber dusters are known to trap a lot of dust, but I enjoy using a Swiffer Duster because it’s super user friendly, lightweight to hold, and doesn’t feel like I am dusting which is awesome. The extendable handle allows you to clean almost everywhere in your home and is great for on top of the kitchen cabinets, ceiling fan blades, and in the corners of each room where those pesky cobwebs like to congregate.
Want more tips for dusting like-a-pro? Check out this comprehensive guide on the 10+ 1 Ways to Control Dust in Your Home!
After you’ve created your spring cleaning checklist, the next step is to go room to room and gather up as much laundry as you can. By tackling the laundry situation, you are not only starting the decluttering process, but you are also allowing the laundry to get clean while you are busy cleaning the house. The laundry is working while you are working hard! Winning!
Make sure to check all fabric tags before just tossing everything into the washer. We have all had to say goodbye to that one household item that should not have been washed, so lessoned learn, read the fabric tags for the correct washing instructions. One product that has saved many loads of laundry is the Shout Color Catcher sheets.
Just add one sheet, sometimes two sheets if it’s a new item that hasn’t been washed yet, to your load of laundry. The Color Catcher sheet absorbs and traps loose dyes that might have come off your clothes in the wash water. They protect your clothes so you can wash more colored clothes together, leading to fewer loads of laundry. Color Catcher sheets also help protect and preserve the original colors in your clothes so they are one of the best laundry products that I recommend you try!
Don’t forget to wash other house-hold fabric items in your home because those see regular usage too. Shower curtains, rugs, throw pillows, bedding, sheets, towels, and more should all be headed to the washer before you tackle the rest of the spring cleaning checklist. Allowing shirts and pants to air-dry on a drying-rack helps create more space for bulky items you need to fit in your dryer like sheets and towels.
After you create your cleaning checklist to keep you organized and you start a load of laundry, so now onto the actual cleaning. Here is a list of some of the best tips and life hacks to get you to clean your home like a professional. We understand everyone has their method of cleaning, but these tricks might help spark some joy in cleaning your home quickly so you can get back to enjoying your home.
Tips To Cleaning Like A Professional
There are some great tips to get you ready to spring clean your mobile home and we hope you found some of the tips helpful. We didn’t touch on how to clean the outside of your mobile home, but be on the lookout for those cleaning tips in an upcoming blog. We would love to hear from you and how you spring clean your mobile home.
Please feel free to share your cleaning tips and tricks in the comments section below and on our Legacy Housing Facebook page.
With most Americans running some sort of small business, working for a side business, or their own family side hustle, we believe the following document from the US Chamber of Commerce is very important information for independent businesses affected by the covid-19 virus. Stay safe friends. Visit https://sba.gov for updates.
Prepared by the U.S. CHAMBER OF COMMERCE
CORONAVIRUS EMERGENCY LOANS
The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep
workers employed amid the pandemic and economic downturn. Known as the Paycheck Protection Program,
the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency.
Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward.
The administration soon will release more details including the list of lenders offering loans under the program. In the meantime, the U.S. Chamber of Commerce has issued this guide to help small businesses and self-employed individuals prepare to file for a loan.
Here are the questions you may be asking—and what you need to know.
Am I ELIGIBLE?
You are eligible if you are:
• A small business with fewer than 500 employees
• A small business that otherwise meets the SBA’s size standard
• A 501(c)(3) with fewer than 500 employees
• An individual who operates as a sole proprietor
• An individual who operates as an independent contractor
• An individual who is self-employed who regularly carries on any
trade or business
• A Tribal business concern that meets the SBA size standard
• A 501(c)(19) Veterans Organization that meets the SBA size standard
In addition, some special rules may make you eligible:
• If you are in the accommodation and food services sector (NAICS 72),
the 500-employee rule is applied on a per physical location basis
• If you are operating as a franchise or receive financial assistance
from an approved Small Business Investment Company the normal
affiliation rules do not apply
REMEMBER: The 500-employee threshold includes all employees: full-time, part-time, and any other status. In evaluating eligibility, lenders are directed to consider whether the borrower was in operation before February 15, 2020 and had employees for whom they paid salaries and payroll taxes or paid independent contractors.
Lenders will also ask you for a good faith certification that:
1. The uncertainty of current economic conditions makes the loan
request necessary to support ongoing operations
2. The borrower will use the loan proceeds to retain workers and
maintain payroll or make mortgage, lease, and utility payments
3. Borrower does not have an application pending for a loan
duplicative of the purpose and amounts applied for here
4. From Feb. 15, 2020 to Dec. 31, 2020, the borrower has not
received a loan duplicative of the purpose and amounts applied
for here (Note: There is an opportunity to fold emergency loans
made between Jan. 31, 2020 and the date this loan program
becomes available into a new loan)
If you are an independent contractor, sole proprietor, or self-employed
individual, lenders will also be looking for certain documents
(final requirements will be announced by the government) such as
payroll tax filings, Forms 1099-MISC, and income and expenses from
the sole proprietorship
What lenders will NOT LOOK FOR
• That the borrower sought and was
unable to obtain credit elsewhere.
• A personal guarantee is not
required for the loan.
• No collateral is required for the loan.
How do I calculate my average monthly PAYROLL COSTS?
NON SEASONAL EMPLOYERS:
Maximum loan = 2.5 x Average total monthly payroll costs incurred during the year prior to the loan date For businesses not operational in 2019: 2.5 x Average total monthly payroll costs incurred for January and February 2020
Maximum loan = 2.5 x Average total monthly payments for payroll costs for the 12-week period beginning February 15, 2019 or March 1, 2019 (decided by the loan recipient) and ending June 30, 2019 sum of INCLUDED payroll costs and sum of EXCLUDED payroll costs
EXCLUDED Payroll Cost:
1. Compensation of an individual employee in excess of an annual salary
of $100,000, as prorated for the period February 15, to June 30, 2020
2. Payroll taxes, railroad retirement taxes, and income taxes
3. Any compensation of an employee whose principal place of
residence is outside of the United States
4. Qualified sick leave wages for which a credit is allowed under section
7001 of the Families First Coronavirus Response Act (Public Law 116–
5 127); or qualified family leave wages for which a credit is allowed
under section 7003 of the Families First Coronavirus Response Act
INCLUDED Payroll Cost:
1. For Employers: The sum of payments of any compensation with
respect to employees that is a:
• salary, wage, commission, or similar compensation;
• payment of cash tip or equivalent;
• payment for vacation, parental, family, medical, or sick leave
• allowance for dismissal or separation
• payment required for the provisions of group health care benefits,
including insurance premiums
• payment of any retirement benefit
• payment of state or local tax assessed on the compensation
of the employee
2. For Sole Proprietors, Independent Contractors, and Self-Employed
Individuals: The sum of payments of any compensation to or
income of a sole proprietor or independent contractor that is a
wage, commission, income, net earnings from self-employment, or
similar compensation and that is in an amount that is not more than
$100,000 in one year, as pro-rated for the covered period.
How much can I BORROW?
Loans can be up to 2.5 x the borrower’s average monthly payroll costs, not to exceed $10 million.
Borrowers are eligible to have their loans forgiven. How Much? A borrower is eligible for loan forgiveness equal to the amount the borrower spent on the following items during the 8-week period beginning on the date of the origination of the loan:
• Payroll costs (using the same definition of payroll costs used to determine loan eligibility) • Interest on the mortgage obligation incurred in the ordinary course of business
• Rent on a leasing agreement
• Payments on utilities (electricity, gas, water, transportation,
telephone, or internet)
• For borrowers with tipped employees, additional wages
paid to those employees
The loan forgiveness cannot exceed the principal.
How could the forgiveness be reduced?
The amount of loan forgiveness calculated above is reduced if there
is a reduction in the number of employees or a reduction of greater
than 25% in wages paid to employees.
Reduction based on reduction of number of employees
Reduction based on reduction in salaries
What if I bring back employees or restore wages?
Reductions in employment or wages that occur during the period beginning on February 15, 2020, and ending 30 days after enactment of the CARES Act, (as compared to February 15, 2020) shall not reduce the amount of loan forgiveness IF by June 30, 2020 the borrower eliminates the reduction in employees or reduction in wages.
Average Number of Full-Time Equivalent Employees (FTEs) Per Month for the 8-Weeks Beginning on Loan Origination
Option 1: Average number of FTEs per month from February 15, 2019 to June 30, 2019
Option 2: Average number of FTEs per month from January 1, 2020 to February 29, 2020
For Seasonal Employers:
Average number of FTEs per month from
February 15, 2019 to June 30, 2019
For any employee who did not earn during any pay period in 2019 wages at an annualized rate more than $100,000, the amount of any reduction in wages that is greater than 25% compared to their most recent full quarter. Prepared by the U.S. CHAMBER OF COMMERCE -
Visit https://sba.gov for updates.
Manufactured Homes of today are way different than that old singlewide or doublewide your grandparents lived in back in the day. These days, a government agency called HUD regulates the building & the materials used within new homes that are constructed by over 60+ factories across America and it has created uniformity across the homebuilding spectrum. HUD requires either metal, vinyl siding, or a new hardie board option that site-built homes are now using across the world called Smart Panel.
Legacy homes are built with a choice between two different types of siding. Vinyl siding is our standard offering for every home built. Strong Vinyl inserts with a true-grain wood finish that is resistant to UV rays, rain, and is low maintenance, with no painting or no scraping needed. While Vinyl inserts are a great look, they can blow away or disappear in straight-line winds that hit your area and replacing them with fresh non-aged brand new tiles can sometimes look weird & reduce your homes' curb appeal.
With Smart Panel Siding, your home can be protected from the elements with one of the best, sturdiest residential siding features of the past 20 years. Featuring a look almost identical to wood planks, smart panel siding is durable, sturdy, and is hail, termite, mildew, and fungal resistant. It can withstand straight-line winds better than any other home siding.
Three types of Smart Panel Siding are available on a new Legacy home. Vertical smart panel, horizontal smart panel called Lap Siding and a stained smart lap siding that offers two unique color patterns such as Cedar & Silver Ash. Smart Lap Siding features a unique look that offers even more curb appeal and increased protection from the elements with it's horizontal overlapping siding look..
Smart panel siding is also beautiful and has a curb appeal that will have your neighbors talking. With over 22 colors to choose from, smart panel is great for customers looking for that one home component that will set their home apart from their neighbors.
With global warming & weird unseen weather patterns occurring more frequently, it's best to go with a tested, tried & true siding that will weather the elements for years to come. It is worth the extra money to protect your home with Smart panel siding, we hope you agree and add to your new Legacy home build.
Now with the winter season upon us, it’s time to save some money on your home’s energy bill and spend it on people you only see once a year. Kidding. But also, where does the money go?
We came up with some great tips for you to try out this winter season that will help keep those high energy bills down and save you some coin. So, let's get to it!
The winter season is a great time to save some money on your energy bills and we have just the energy-saving tips for you. Before you even touch your thermostat, we have some cold-weather tips that will help you warm-up without jacking-up the heat.
With all the lighting options out there, we as consumers are lucky to be able to purchase light bulbs that are energy-efficient. Replacing all traditional light bulbs(incandescent bulbs) to LED light bulbs can increase your home’s energy efficiency, especially in high traffic rooms in your home.
If you don’t want to replace all the bulbs in your house, that’s totally fine. Focus on the bulbs in lighting fixtures that you leave on longer than two hours per day. That is a good place to start if you don’t want to tackle the whole house before the holidays.
LED light bulbs use up to 80% less energy than traditional incandescent lighting according to the U.S Department of Energy. They also end up lasting up to twenty-five times longer than traditional incandescent lighting. So if you were thinking about switching your old light bulbs to LED light bulbs or even Smart LED light bulbs that you can control with your phone or smart-home hub, the time is now.
These light bulbs tend to have a higher upfront cost, but you end up replacing them less in the long run compared to traditional incandescent bulbs.
Another lighting tip before you put up all those outdoor holiday lights is switching your outdoor lights to LED lights or even better, lights with motion sensors so that they don’t stay on for extended periods of time. Solar outdoor lights are easy to find and very low-maintenance as well.
If you have any energy-saving tips, we would love to hear from you in the comment section below!
No one wants to plan for the worst, but when an emergency strikes, it is best to be prepared. We want to help you create an emergency 72-hour (or longer) kit that you’ll be able to use if there is an emergency near you. It could be an earthquake, a hurricane, a state-wide flood, or a gas explosion. You should always plan, and plan for the worst!
An emergency kit is something that you can work on and prep in a couple of hours depending on how many supplies you have on hand, or you can work on creating your family’s kit over the span of a couple of months if you need it. Some of the items listed like the personal documents and medications might take you longer to curate for your emergency kit.
Creating an emergency kit is a great project to start sooner than later, but it also allows you to get the supplies at your own speed because you may not be able to buy everything for your kit in one trip to Walmart or your local supercenter.
Projects like this take more time, just don’t forget about them!
Listed below are some(not all) of the basic supplies one should have in their emergency/disaster kit.
Now this list is subjective because what is basic to one person might be a necessity to someone else so keep that in mind when reading this list. This list is more like a guideline and if anything can lead to more inspiration to other items you might what in your disaster kit.
This section is pretty straight forward and contains some extra supply ideas for your disaster kit. Extra supplies are a great way to customize your kit to fit your specific family needs and if your kit can fit extra supplies.
If your state or county has issued an area-wide emergency, you should not take these warnings lightly. The best thing to do is listen to what they are recommending and if you can leave the state or move away from the projected danger, then it is best to consider this plan an option for you and your family. Some natural disasters happen suddenly so there is not much one can do to plan for these, except creating a disaster kit for when a disaster strikes.
If you or someone you know has created one of these before, please share your comments and experiences in the comments section below!
Your personal design style is a reflection of your past and present experiences.
So there is no reason that you can’t mix up your decorating style and incorporate vintage family heirlooms with new, modern pieces and affordable household items to create your own unique design aesthetic.
Just because you purchased a brand new home, doesn’t mean you have to fill it with brand new things. Truly, there is really only one thing you need to know about interior decorating. Learn how to mix up old and new and inexpensive and expensive pieces to create a design style that’s as unique as you.
It’s that simple!
You just bought your new house, and now it’s finally time to start decorating right? Yes!
But where do you start?
I have been asking myself this question for the last couple of weeks, and we haven’t even looked at houses yet. Once a planner, always a planner, I guess.
Whether starting from scratch or looking for some simple inspiration, start here to kickstart your interior design process for your new home.
Art - Art speaks to many people in its own way. And when you like something, you want to keep it around.
Art is a great way to start designing your future home and allows you to work off something beautiful that you enjoy admiring. Pulling colors from a piece of art allows the colors in the space to be cohesive and give you a good guide for how to decorate the room.
Art does not have to be expensive and is totally subjective meaning you might like something and your husband may not and that is okay. Find art you enjoy together for those shared spaces, and, the other rooms you end up decorating yourself, you can design off the artwork that you enjoy admiring.
You can also use your creative senses and create your own artwork to be inspired by. Many towns offer painting classes that you can register online and an artist will help you paint the piece for that class. You can head outside and paint what you see to make your own unique artwork.
Take your inspiration from the shape, color, texture of the lampshade, the color of the lamp, the finish of the lamp or pendant lighting. Light makes spaces appear taller which can help make any small space appear larger.
I am a sucker for flooring that looks like real wood floors. It is much easier to clean like a rolled vinyl flooring or a woodgrain plank tile flooring. The warmth from the wood-finish brings warmth to the whole house, which fits with the rustic design style I envision for my future home.
Color - Fabric, and color can be similar in terms of great places to start designing your space. Once you find the perfect hue to accent your space, you can be on your way to starting to decorate.
Once you have your main furniture pieces and interior room colors such as paint and floor color in neutral colors, you can add in pops of your “color” that you chose for that room, and go to town! This is a great way to start decorating because it allows you to have a very specific design focus. By investing in neutral furniture pieces and adding pops of color in fun accessories or art pieces, you are able to change up the design of the room easily by changing out the smaller accessories and not having to purchase all-new, and more costly, large furniture pieces.
If you keep most of the room a neutral canvas, then the pops of color will really shine in your space.
Fabric - This could seem overwhelming, but just like shopping for clothes, you know when you find a fabric you enjoy wearing or a pattern you always gravitate towards.
For some people, it’s floral patterns. For others its stripes or polka-dots. That same inspiration can be drawn upon for your interior design aesthetic. If you find the most perfect throw pillow in the perfect fabric, design the room based on the pillow’s color, shape, texture, etc. Whatever draws you into that fabric should help you design a space fit for it.
From throw pillows to comforters, curtains, area rugs, dish towels, or dining table napkins, any fabric can bring you inspiration for any room in your home.
Some people recommend starting with a rug since it brings the whole room together, but I would recommend starting with whatever pieces you are drawn to first, and go from there.
However you decide to start your interior design process, just know that everyone is different. There is no right or wrong way to decorate! Some people love not having a plan and decorating as they go since not having a plan allows them to let their creative flag fly and feels more organic. We just wanted to bring you some tips to start designing because it’s that one of the best parts of owning your own home! When you own your own home, you can decorate it as you see fit.
As Macklemore stated, “One man's trash, that's another man's come up.”
Thrift stores and vintage antique stores are a great way to incorporate older pieces into your new home. Always be on the lookout for quality pieces that will last you the investment that you are putting back into them by purchasing them. Some great interior pieces to find at thrift stores or antique stores are large mirrors, real wood furniture, large vases, and antique rugs.
Large to medium-sized mirrors bring more light into any room in your home. Placing a mirror across from a window instantly adds more light into the room, and brightens it up naturally. You can find old vintage mirrors at an antique store and refurbish it to make it fit your personal style of your home. A touch-up of paint or a good cleaning can bring back a vintage mirror to have a second life in your home.
That regal vintage style is hard to find these days at most modern retailers. You’ll end up spending a fortune on something made to look that vintage, plus mirrors are expensive no matter what brand. It might take more time, but with a little elbow grease, finding a gem like a floor-length mirror at a thrift store is worth your efforts to bring more light and an older vintage piece into any room of your home.
Another great idea for bringing more light into any room of your home is turning an old picture frame into a mirror. This can be done with any size frame and is a pretty simple craft project. Check out this awesome DIY on how to repurpose a picture frame into a mirror on the Dream A Little Bigger Blog.
Garage sales are a great way to find and repurpose someone else’s furniture for your own space, plus sometimes you can find the most unique vintage finds since people don’t usually get rid of things very often. Like when was the last time you clean out your closet?
Many people, like me, are hoarders. It’s all about self-acceptance, right? Right.
At a garage sale, you gotta keep your eyes peeled for cheap decor pieces that are cheap able to be updated. Look for pieces that have “good bones” so that if you do need to restain the coffee table or wooden desk, or reupholster the entire love-seat in a new fabric, you can because it’s got great structure intact to be refurbished. Don’t just buy someone else trash because you thought you could revive it and DIY it back to life. Trash is trash.
Still struggling to find what you’re looking for at a garage sale? Check out this great article from Money Crashers on Garage Sale Shopping Tips.
The idea of having family heirlooms in a brand new homes feels comforting because you know those pieces were enjoyed by your family members for years. Now, you can enjoy them in your new home. It’s a special feeling and you can’t put a price on that. Whatever types of items you get from family and friends, thoroughly exam them to detect any longterm damage or wear-and-tear.
Inspecting every item before using it in your home allows you to fix any damage and make it brand new before use in your home.
No matter where you end up shopping for home decor one thing is certain. No matter what you fill your home up with, it will be your home. As much as I love pinning inspiration on Pinterest, I know how I furnish my home will be as unique as me, and it will never look exactly like a Pin on Pinterest.
Home is where the heart is, so make sure you fill it up with the things you love. If you are ready to own the home of your dreams, find a Legacy Housing dealer near you today! Click the link to start building your legacy.
It is officially summer. That means it is time to break out the grill and start grilling! Since it’s National Grilling Month, we figured go big and grill at home.
Lucky, we have saved you the time of looking up new, grilling recipes to try out this summer. Conveniently, they are all linked down in respective categories to keep you organized and efficient when planning your next grilling feast.
Just about anything can be thrown on a grill from fruits to veggies, delicious proteins, to desserts, you name it! A grill is a great cooking vessel to help bring a great smokey flavor to any food you cook on it. We have curated some great grilling recipes for you to try out this summer that you can use for any special occasion or weeknight dinner.
Grilling fruit on the grill brings out the natural sweetness of the sugars in the fruit and gives the exterior of the fruit a charred texture that is unlike anything else.
Make sure you pick fairly firm fruits like melons, pineapples, pears, peaches, tomatoes, figs to grill because the denser the fruit, the more likely they will hold their shape on the grill and not become mushy. You also want to choose fruit that is close to being ripe, not overripe.
Leave the fruit in large pieces that way they will hold their shape when being grilled and don’t fall through the grates of the grill. It is also important to follow the recipe and prepare your fruit properly for grilling. Some recipes recommend coating the fruit in oil or melted butter or sugar for maximum results when grilling.
If you haven’t tried grilling fruit on a grill yet, we highly recommend you try it this summer! We’ve listed some great grilled fruit recipes below to help get you started. And we threw in some desserts because, why not?
Grilling vegetables is a great way to cook everything all on one surface for dinner or for your next cook-out. We eagerly wanted to share some tips with you when it comes to preparing your veggies for the grill that will make your whole grilling experience a breeze since you’ll be a pro by the end of this blog!
Before grilling veggies on the grill, make sure to prep them for the grill. This means coating them in oil and seasoning them with at least salt and pepper before they hit the grill. Some recipes might require you to marinate them beforehand which would add even more flavor.
Don’t just wash the vegetables and place them on the grill. You wouldn’t do that to a steak, would you? We hope not!
Another important step for some larger, denser vegetables is cooking them slightly beforehand. Because these veggies such as potatoes, carrots, and yams need a little bit more cooking time than say skinny asparagus, save yourself some time and boil them in the water ahead of grilling them. Unless you want to wait a very long time for those to be fully cooked on a grill, then go for it.
Here are some delicious grilled vegetable recipes for you to try this summer!
Growing up in Upstate, NY, I have fond memories of my parents cooking dinner on the grill during the summertime. Being that summer only lasts a couple of months, they would take advantage of the warm weather and grill several nights a week for dinner. We would often have grilled BBQ chicken, a nice strip steak, and spiedies, which is a local favorite.
Spiedies consist of pork, chicken, veal, or lamb cubes marinated in Italian spices and then grilled on skewers. Spiedies are traditionally eaten as a sandwich on fresh Italian bread, but they taste great in salads or, one of my personal favorites, on pizza.
Now, since most people can’t get spiedies in their local grocery store unless you live in Upstate, NY(they are easy to make at home, by the way), we have included plenty of other awesome grilling recipes for your summertime cook-outs. We tried to include as many different types of proteins as possible to keep the recipes interesting and not all steak and chicken recipes.
Check out these summertime grilling recipes and let us know what ones you will be grilling up this summer!
Not everyone owns an outdoor grill, and we totally understand that. So we decided to include some great grilling recipes that can be made on a Foreman grill or any portable indoor grilling surface.
It’s not about where you grill, but what you grill that really counts.
Now if you really don’t like any of the recipes listed, check out our other blogs for more grilling and cooking inspiration.
You can find more recipes here in our 41 Festive Recipes for Fabulous 4th of July, and 21 Easy recipes for a Memorable Memorial Day blogs. As always, if you have any great grilling recipes that your family and friends rave about and beg you to share with them, please share them with us in the comments section below.
Remember to practice safe grilling when you and your family are outside. Make sure that your sleeves are rolled up and that your apron is properly tied up. Check for propane leaks near your gas grill before lighting up the grill. If you smell gas near your grill or your flame won’t light, you may have a propane leak.
Always be ready to put out a gas fire before you start grilling which means keeping a fire extinguisher handy and make sure you and your family know how to use it in case of a fire. Never use water to put out a grease fire. Instead, keep baking soda or sand near the grill in case of a grease fire.
For more grill safety tips, check out Grilling Safety from the National Fire Protection Agency.
Happy National Grilling Month and always practice safe grilling!
Ahh, no better time exists to host a backyard or porch BBQ than the summertime. The fourth of July holiday is a great way to get your family, friends and all the kiddos together to try out some new recipes and enjoy each other's company during the short summer season. In 1776 the thirteen colonies declared their independence from Britain and now, we as Americans of the United States, celebrate the fourth of July as our Independence Day.
We happily deliver you some unique and classic recipes for the independence holiday as well as some other fun patriotic ideas to keep your gathering uber festive.
We love a good themed recipe to bring in the holiday spirit. Making a recipe with red, white and blue colors just makes the patriotic holiday that much more special and looks great in pictures for social media.
Here are some of our favorite patriotic recipes to try this fourth of July holiday!
I don’t know if dressing up for a themed event just makes things more interesting or what, but wearing patriotic colors for the holiday just gets me in the mood to celebrate! Target, Walmart, and Kohls all have some great (and affordable!) clothing and accessories for the July 4th holiday.
And the good thing about purchasing anything with the American flag on it or an item in the colors of red, white and blue is that you can wear it for other patriotic holidays and get plenty of use out of it throughout the year.
Here are some festive ideas for getting dressing up for the July fourth holiday!
Everyone loves a great fourth of July cookout. Whether you are hosting the party or attending one, we have got some essential recipes for you to try out this July and all summer long. Being that it is summertime and a lot of people are cooking out and grilling out, we tailored these recipes for a great backyard barbecue get-together.
Here are some classic summertime backyard recipes for any style cookout!
It doesn’t matter how many hot-dogs you ate, or how many times you went back to that killer pasta salad, no-one can say no to a bite of something sweet after all that savory food. We have curated a list of some must-try desserts for this summer, not just for the fourth of July holiday.
We know summertime is the perfect time to try out new dessert recipes for all those weekend pool parties, birthday parties and backyard cookouts that you’ll be attending or hopefully throwing this summer.
These recipes will keep your recipe box fresh with new, delicious desserts that you can switch up all summer long.
These are our must-try summer dessert recipes that your guests will not be able to resist!
On top of all the delicious new recipes to try for summertime, we also wanted to include some mouthwatering cocktails for summer to spice up your next gathering! Watermelon is the perfect fruit for summer since you get a large amount of fruit for a small price and it can be used in many different recipes from savory to sweet dishes as well as a great base for many cocktail recipes.
Summery cocktail (or mocktail) recipes are a great way to add some extra flair to your next party and are perfect for using fresh fruit that is in season.
Here are some of our favorite cocktail recipes for summertime!
Please share with us in the comments below any of your go-to fourth of July recipes for us and our readers!
When you are trying to buy a house, or make any big financial purchase in your life, your credit score comes into play and plays a huge factor on interest rates, approval for grants, and many other qualifying factors.
One app has truly changed my life when it comes to adulting.
No, it’s not a social media app! If you haven’t heard of Credit Karma, or you don’t have Credit Karma on your phone, then you need to download it right now. This blog post can wait, so go do it now. But do come back of course to finish reading!
Credit Karma is 100% free to download and free to use. This post is in no way sponsored by them, it’s just that with Credit Karma, I can truly say that the smart financial decisions I have made this year are all in thanks to Credit Karma for having my back when it comes to my credit health.
Once you download and enter in all your personal information, you will be able to see your TransUnion score and your Equifax score. Make sure all the information listed and all the accounts are correct. Be thorough when checking over all your accounts, and, if you see something that isn’t correct, make sure you notify them in the app.
If you want more information about the difference between TransUnion, Equifax, and more credit help, check out Credit Karma’s Youtube channel for helpful videos! Credit Karma helped me fully understand what my credit entails and how all my credit cards, student loans, my car loan affect my credit score. As we mature, the more important your credit score plays a role in making those big financial life decisions.
If you are thinking of owning your own home in the near, or distant future, check out our blog post about Home Buying 101 for lots of great tips on how to start your mobile home buying journey.
Growing up, I learned from my parents’ scolding me about how to not spend all my hard earned money from my two jobs at the time, but I didn’t learn what credit really meant until I got older and saw with my own eyes.
If I had credit karma when I first opened up a bank account and got my first credit card, I would have been able to see the damage from my one-day shopping spree in NYC (still have those Steve Madden boots, though so, worth it?). That summer spending spree after my freshman year of college would have some serious effect on my savings account that, in the end, did not teach me very much about credit.
Credit Karma defines credit utilization as, “Your total credit balance divided by credit availability. In other words, your credit utilization rate is a percentage that represents how much you use your credit. For optimum credit health, this percentage should remain under 30% of your total credit limits at all times.”
This is a great definition of credit utilization and practice to follow for your own credit health! Anything under 30% credit utilization is considered excellent and can help positively boost your credit score. Lenders want to see that you can use credit wisely and how well you manage credit. The higher your credit utilization score, the higher of a risk you appear to lenders which is not good when you are looking to buy a new home, car or any large purchase where you might need a loan.
A popular credit card myth is closing your old credit cards or cards that you are no longer using anymore. Keeping your older cards open keeps your credit limit higher than if you closed all the cards you decided you didn’t need anymore or weren’t going to use in the future. Leaving those cards open with a zero balance is good for your credit health and helps with credit utilization as long as you keep their balance at zero and don’t give in to the temptation to spend more because you have a higher credit limit.
However, if your card has an annual fee and you are not going to use it anymore, you might be better off closing that card.
One organic way to boost your credit score over time is by becoming an authorized user on someone else’s credit card. Now there are a couple of things you need to know before you start asking people in your life to be added to their credit card! Also, please don’t ask a stranger to do this for you, that is not a good idea at all.
When becoming an authorized user on someone else’s credit card here are the guidelines you should follow for success.
The reason you want the longest standing credit card with on-time payment history and a zero to low balance is that all those years that the credit card has been in use and paid off on time, all that positive data will transfer over to your credit score when you become an authorized user. Authorized users on credit cards are obviously not the primary cardholders and therefore not responsible to make payments on that credit card.
Being added as an authorized user on a family member's credit card won’t drastically change your credit score, but it will help your score organically grow over-time as long as that card stays open, and payments to that card are made on time.
You don’t end up buying a home because of the square footage. You buy a home because of something about that home allows you to envision your life there, building memories with family and friends in that home. It’s about how you feel the moment you walk through the front door and realize this is the one for you!
We want to share some tips about mobile home buying 101 from what we have learned all these years in business. Yes, Legacy is still considered the new kid on the block in the industry, but we have a lot of knowledge, talented engineers, and plenty of happy customers to back us up!
Hopefully, this information will be useful to you or someone you know who’s planning to buy a mobile home.
A great deal of information exists out there about mobile homes and the manufacturers who make them. It is important to do your research ahead of time to save you time during your house-hunting process. The competition is fierce in the mobile home marketplace and, with all the options, it can be overwhelming where to start.
See what the comparable sales, or comps, are in your area. Comparables are a tool in real estate for estimating how to best price the real estate in the area such as site-built homes, apartments, mobile homes, etc. The comps are based off geographical location, house size, special features, and condition of the home relative to similar real estate in the area.
It is worth your time and effort to research. Look up what the local cost of condos, apartments, and site-built homes are in your area to give you an idea of what the local market looks like. Owning your own home is a smarter investment than renting, so seeing those numbers for yourself helps put things in perspective.
The stigma of mobile homes has changed over the last decade. Many mobile home manufacturers make better-looking homes than most traditional site-built homes with more desirable, modern, and “smart” features that come standard due to the streamlined assembly-line home-building process!
If you are a first-time homebuyer (like myself), you don’t really know what the comparables are in your area so getting a good idea of those numbers before you start shopping around is really eye-opening and informative.
It’s important to research reviews online to see what others have to say about the company you researched. Check out Google, Facebook, Better Business Bureau reviews for outside opinions on a particular manufacturer or mobile home dealership.
Be cautious when reading reviews online; it is much more likely that people will post a review when they have something to complain about over than when things are going great and they are content with their home.
Run information by your family and friends where they have purchased their mobile home from or if they know anyone who’s recently purchased a mobile home.
A lot of business is done purely through word-of-mouth, and many families shop at the same stores and hire the same contractors. If they have a positive experience, they are much more likely to share their positive experience with their family and friends. The family members and friends trust their opinion and guidance and, therefore, are much more likely to use that information when making a purchasing decision.
Never settle on the first mobile home you look at or the first dealership you visit. It’s important to get current prices and look at online inventory from more than just one dealership, who sells different manufacturers, to make an informed decision.
Knowledge is power, and, the more power you have in the buying process, the better!
First, you should make a checklist of everything you need and everything you want in your new mobile home. Whether it be a huge master bathroom to a large kitchen with a hidden pantry, this step should be done before heading out to any mobile home dealership. It’s important to narrow down what is most important to you in your new home, and where you might be willing to compromise.
In a perfect world, you would want to get everything on your list. But in case things don’t go perfectly, you should write down what you are willing to compromise on if the new homes you are looking at don’t have everything you want on your list.
For example, if you love to entertain you would want to make sure the living room area is large enough for having family and friends over and have it feel comfortable with a furniture-friendly design. Because more space is being utilized for the living room area, the guest bedrooms might not be as big as you would have wanted. You will have to decide if you would want to compromise the guest bedrooms for a larger living room, or if you would be better off looking at a larger mobile home or a different floorplan to suit your needs.
Once you have done your research, read all the reviews online, talked to family and friends, and made your home checklist, it’s time to start checking your finances and how much money you have saved up this new home.
In this article, we aren’t going to be diving into the financial aspect too much since we will be posting blogs that go into more detail about financing later on this month and in the future. Keep an eye on our blog for more articles detailing mobile home financing.
To keep this brief, you are going to want to make sure you have enough money for a down payment. For instance, at Legacy, a $5,000 to $10,000 down payment is recommended, but not required. Then figure out your monthly budget and how much you can pay month-to-month towards a loan if you need to finance your new home.
Some in-house financing programs don’t require a social security number or drivers license upon application. With in-house financing programs, the income verification process is simple for the customer and done in-house as the name suggests. Note that all manufacturers are not the same and do not always offer in-house financing options to their customers.
It pays to research the financing options before you head to a dealership so you can know you are getting the best financial deal for your budget.
Once you get to a dealership, bring your checklist with you because that puts you in control of the buying process as well as making your notes handy about in-house financing options and your minimum/maximum budget for buying a home.
Being organized and prepared before shopping around different dealerships allows you to stick to your budget and end up getting the house that fits your lifestyle and not the most expensive house on the lot that the salesman might try to sell you.
If you feel like you need more resources when it comes to being a first-time homebuyer or even if you need to freshen up your homeowner’s checklist, check out our blog post this month about Tips for National Homeownership Month!
Smart upgrades can make a difference in your new house over time. Choose to have better insulation in your new home so that your home stays warm in the cool months and cool in the warm months. Check to see if your manufacturer has a free catalog to see the latest and greatest features and benefits in their mobile homes!
Roofs with higher pitch prolong the life of your roof, so do your research before shopping in the marketplace. Some competitors claim they have the highest roof pitch, and they don’t, so educate yourself before buying so that your roof lasts longer.
Updating your home to have a shingle roof over a metal roof is better for the home, as well as making sure a premium aluminum gutter system is installed as well. An aluminum gutter system protects the doors and windows of the home, as well as your landscaping and topsoil.
Vinyl siding is a great option for your new home’s exterior because it is low-maintenance and resembles the texture of real wood. Upgrading your new home’s exterior can extend the life of your home and protect it from unpredictable weather.
Another smart upgrade is making sure your mobile home has an energy-efficient overhead-duct system so that your improved cooling system keeps your home cool. There’s nothing worse than having a warm house in the middle of a hot summer. The energy-efficient overhead-duct system also reduced air nose so your home stays quieter for those long afternoon naps.
Even though we haven’t been in the industry as long as some of our competition, we have more than enough combined knowledge and experience to share with our readers about buying your first mobile home. Be on the lookout for Home Buying: 101 Part Two in the future! If you have any first-time home buying tips, please share those with us and others in the comment section below.
Mom’s deserve more than one day of the year to be recognized and treated like the Queen’s they are! With all the juggling they do from the moment they wake up until the moment they finally get to bed, Mom’s are never off duty.
Treating your Mom on her special day can seem daunting, since she always seems to have everything she needs and never quite know exactly what she wants (at least that is how my Mom is!).
So what do you get one of the hardest working women in your life? We’ve got some ideas to hopefully help treat your Mom this Mother’s Day! Online shopping has made everything so easily accessible these days that you can literally get anything online. So here are the 41 ideas for Mother’s Day...
One great retailer that most Mom’s obsess over (or maybe that’s just my mom?) is Bath & Body Works. And, wouldn’t you know, they have some great deals going on right now for Mother’s Day!? Plus, many retailers offer coupon codes for free shipping, which is noteworthy because Mother’s Day is almost here. However, if you’re in a rush to get your gift shipped, it will probably cost a premium shipping rate, so keep that in mind when ordering.
Here are some other great online retailers and physical stores to hopefully get you inspired for your Mom’s special day…
Still need some help shopping for Mom? Listed below are some categories and corresponding retailer ideas to get Mom the perfect gift!
Some other great ideas that don’t take much planning are making a meal for your Mom! Whether she loves breakfast-in-bed, late night snack runs, or any meal that brings her family home, cooking for your Mom is something you can’t just order online. She will appreciate not only the thought but also the effort as well.
Don’t feel pressured to make her favorite dish! And if your Mom is the chef of the house, getting her favorite take out food for dinner would mean she can focus on spending time with everyone, and less timing cooking in the kitchen.
A hand-made card is a nice touch to any gift as well! Most Mom’s love receiving pictures of their children and grandchildren, so making a photo collage or giving her some updates prints will surely bring a smile to Mom’s face. Vistaprint and Shutterfly have some awesome gifts that allow you to print your best pictures on them like custom throw pillows, sleeping blankets, and mugs!
No matter how you decide to spoil your Mother this Mother’s Day, remember that material gifts fade in time, but memories last forever! Document her special day and let Mom know how much you love and appreciate her.
She won’t forget what you did for her when she looks back on this Mother’s Day together! Let us know what you are getting your Mom this Mother’s Day in the comment section below!